Agriculture and Food Industry – Operating Funds

The "Agriculture and Food Industry – Operating Funds" funding program targets a wide range of companies within the agriculture and food industry in Germany. It aims to support both small and medium-sized enterprises (SMEs) and larger businesses in financing their working capital needs as well as company acquisitions and takeovers.

This program of the Landwirtschaftliche Rentenbank focuses on financing essential operational needs and strategic growth initiatives within the agriculture and food industry. It covers the acquisition of working capital and company takeovers, but excludes certain investments related to primary agriculture and fisheries.

The funding program provides low-interest loans that can cover up to 100% of eligible costs. The maximum loan amount is 10 million Euros per company per year, with the program limited until the end of 2030.

Certain conditions and legal requirements apply to the application and use of the loan, including the de minimis regulation. Compliance with state aid rules and the dedicated use of funds is important.

Applications for the "Agriculture and Food Industry – Operating Funds" funding program are submitted indirectly through the borrower's house bank. It is important to submit the application before the start of the project and to include all required declarations of aid.

The "Agriculture and Food Industry – Operating Funds" program is based on a specific guideline of the Landwirtschaftliche Rentenbank and is also subject to the EU Regulation on de minimis aid. These legal bases define the framework for the eligibility and conditions of the loan program.