Agriculture – Liquidity Assurance Open
If your agricultural, viticulture, or horticulture business needs liquidity due to animal diseases, crop failures, or volatile agricultural markets, you can receive a low-interest loan. Currently, the program is particularly available if the need was triggered by the consequences of the war in Ukraine. The Landwirtschaftliche Rentenbank provides these loans to cushion unexpected yield losses or cost increases resulting from external factors such as natural disasters or diseases.
Who is funded? – Target groups and access
This program is aimed at businesses in primary agricultural production in Germany, especially SMEs and larger companies under aid-free conditions. The goal is to stabilize liquidity in the event of externally caused bottlenecks, currently exacerbated by the consequences of the war in Ukraine.
What is funded? – Purpose and project phases
The program supports the financing of working capital and other necessary operational expenses for agricultural businesses. It aims to ensure the continuous execution of operational activities in unforeseen liquidity bottlenecks, without focusing on specific project development phases.
Type and scope of funding – Financial parameters
The program offers low-interest loans for liquidity assurance, which can be supplemented by a grant depending on the interest rate level. Loans can cover up to 100% of eligible costs, with a maximum of 10 million euros annually per borrower. Loan terms are flexible and include grace periods.
Conditions and requirements – Access and funding conditions
To receive funding, applicants must demonstrate their affliction by external factors and must not be an “undertaking in difficulty” within the meaning of EU law. The program is subject to De-minimis regulations and can be combined with other public funding, subject to compliance with aid ceilings.
Application procedure – Process and submission
Applications for liquidity assurance are submitted through the borrower’s house bank and must be made before the start of the project. In addition to the main application, specific declarations regarding De-minimis aid and cumulation must be submitted to ensure proper review.
Legal basis of the funding program
The Agriculture – Liquidity Assurance funding program is based on a guideline from January 2, 2023, and is particularly subject to the EU De-minimis Regulation for the agricultural sector.
Funding Overview
Maximum Amount:
10.000.000 €
Deadline:
always open
Open Until:
30.06.2028
Award Channel:
Demand Driven Scheme
Region:
Germany
Sectors:
Agriculture and Agribusiness
Beneficiaries:
Agriculture, forestry & fishing
Funding Stages:
Implementation
Funding Provider
Program Level: National
Funding Body: Landwirtschaftliche Rentenbank (LR)
Managed By: Landwirtschaftliche Rentenbank (LR)
Website: Landwirtschaftliche Rentenbank (LR)