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Bavarian Environmental Loan Program / EcoLoan
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Loan
Last updated: 14.6.2025

The Bavarian Environmental Loan Program, also known as EcoLoan, supports small and medium-sized enterprises (SMEs) and freelancers in Bavaria with low-interest loans. It promotes investments in environmental and climate protection that go beyond legally required measures, thereby creating genuine added value for the environment.

Who is funded?

The Bavarian Environmental Loan Program is aimed at small and medium-sized enterprises (SMEs) and freelancers based in Bavaria who wish to invest independently in environmental protection. The goal is to promote measures that go beyond legal requirements and achieve a significant environmental protection effect.

What is funded?

The program funds a wide range of supererogatory environmental and climate protection investments. These include measures in areas such as wastewater treatment, air pollution control, circular economy, as well as the use of environmentally friendly processes and climate protection-relevant projects.

Type and Scope of Funding

The Bavarian Environmental Loan Program offers low-interest loans for financing environmental protection investments. The loans can cover up to 100 percent of eligible expenses, with a maximum amount of 2 million euros per project. The loan term is flexible.

Conditions and Requirements

Certain conditions must be met for the application and granting of funding, including timely application before the start of the project, proof of a significant environmental protection effect, and compliance with state aid regulations such as the GBER or De minimis Regulation.

Application Procedure

The application for the Bavarian Environmental Loan Program is submitted through the house bank. Comprehensive documentation regarding the project and its environmental protection effect must be submitted. LfA Förderbank Bayern decides on the approval and monitors the proper use of the loans.

The Bavarian Environmental Loan Program is based on specific guidelines from the Bavarian State Ministry for Environment and Consumer Protection, as well as general budgetary provisions and EU state aid regulations, such as the GBER and De minimis Regulation. These documents define the legal framework for funding and ensure proper implementation.

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Funding Overview

Maximum Amount

Maximum Amount:

2,000,000 EUR

Deadline

Deadline:

always open

Open Until

Open Until:

31.12.2024

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Bavaria (Germany)

Sectors

Sectors:

Environmental and Climate Protection, Water and Waste Management, Research and Development, Other

Beneficiaries

Beneficiaries:

Environmental protection, climate protection, resource conservation

Funding Stages

Funding Stages:

Implementation, Process Optimization, Product Development

Funding Provider

Program Level: Regional

Funding Body: Bavarian State Ministry for Environment and Consumer Protection, KfW Bankengruppe

Managed By: LfA Förderbank Bayern

Additional Partners: House Banks, Bürgschaftsbank Bayern GmbH

Website: LfA Förderbank Bayern