Guarantees from BBB Bürgschaftsbank zu Berlin-Brandenburg – BBBwelcome

Last updated: 14.6.2025
Guarantee

With the "BBBwelcome" program, the State of Berlin supports sole proprietors, freelancers, and small or medium-sized enterprises where refugees or non-EU nationals are the main shareholders. The program offers guarantees for loans to compensate for missing collateral, thereby facilitating business establishment and development. It contributes to strengthening the diversity and competitiveness of Berlin's economy.

Who is funded

The "BBBwelcome" program of the State of Berlin offers guarantees for sole proprietors, freelancers, and small and medium-sized enterprises (SMEs) in Berlin where refugees or non-EU nationals are the main shareholders. The overarching goal is to facilitate market entry for these entrepreneurs and improve their start-up and growth financing.

What is funded

The "BBBwelcome" program supports a wide range of projects for business financing and development. It covers investments, working capital, and expansions but excludes restructuring financing and housing construction companies.

Type and Scope of Funding

The "BBBwelcome" program offers default guarantees as a financial instrument. The guarantee amount can be up to 1,250,000 euros and cover up to 80 percent of the loan amount, subject to De minimis requirements.

Conditions and Requirements

To apply for and receive a guarantee under "BBBwelcome," certain legal and operational conditions must be met, including compliance with EU De minimis rules and the provision of standard bank collateral.

Application Procedure

The application procedure for "BBBwelcome" can be carried out directly through BBB Bürgschaftsbank or in cooperation with a house bank. Detailed information on the process and required documents can be found in the general guarantee conditions.

The "BBBwelcome" funding program is based on a specific guideline of the State of Berlin and is closely linked to budgetary regulations and EU aid rules, particularly the De minimis Regulation.

Similar Programs

No similar programs found.

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Funding Overview

Funding Status

Funding Status:

Open

Maximum Amount

Maximum Amount:

1,250,000 €

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Berlin (Germany)

Sectors

Sectors:

Other

Application Type

Application Type:

Single Applicant

Funding Stages

Funding Stages:

Market Introduction, Scaling, Commercialization, Implementation, Process Optimization

Funding Provider

Program Level:

Regional

Funding Body:

State of Berlin, represented by the Senate Department for Economy, Energy and Public Enterprises

Managed By:

BBB Bürgschaftsbank zu Berlin-Brandenburg GmbH

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