Guarantees for Employee Participation

Last updated: 14.6.2025
Guarantee

The State of Berlin supports employee participation in Berlin companies by providing guarantees. This program secures invested participation sums in case of insolvency, strengthening employees' identification with their company and encouraging their willingness to provide capital. It represents an important measure to strengthen the equity of Berlin companies.

Who is funded?

The funding program 'Guarantees for Employee Participation' in Berlin targets employees who wish to participate in their employer's company, as well as the participating Berlin companies themselves. The main goal is to strengthen employee identification with the company and to promote capital provision by employees, thereby strengthening the companies' equity.

What is funded?

The 'Guarantees for Employee Participation' program supports the financial participation of employees in Berlin companies by providing guarantees. It focuses on securing the invested participation sums and certain participation yields in the event of company insolvency. There are no specific sectoral restrictions, and the participation itself can also be pre-financed by a loan successively converted into participation.

Type and Scope of Funding

This program offers financial support in the form of guarantees provided by the State of Berlin for employee participations in Berlin companies. The guarantee covers up to 80 percent of the invested participation sum and is limited to a maximum of 1 million euros per company. The guarantee period is a maximum of ten years.

Conditions and Requirements

The provision of guarantees for employee participations in Berlin is subject to specific legal and organizational conditions. This includes requirements for eligibility, the structure of the participation, and compliance with EU state aid rules (De minimis). Contractual settlement of the participation and adequate equity formation of the company are also prerequisites.

Application Procedure

The application for a guarantee for employee participation must be submitted jointly by the participant (company) and the capital provider (employee, represented by a trustee) to BBB Bürgschaftsbank zu Berlin-Brandenburg GmbH. A guarantee committee makes the final decision on approval.

The 'Guidelines for the Provision of Guarantees for Employee Participations in the State of Berlin' form the legal basis of this funding program. They are based on the State Guarantee Act and integrate the EU-law De minimis regulations for state aid.

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Funding Overview

Funding Status

Funding Status:

Open

Maximum Amount

Maximum Amount:

€1,000,000

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Berlin (Germany)

Sectors

Sectors:

Other

Beneficiaries

Beneficiaries:

Companies

Application Type

Application Type:

Consortium Required

Funding Stages

Funding Stages:

Other

Funding Provider

Program Level:

Regional

Funding Body:

Senate Department for Finance

Managed By:

BBB Bürgschaftsbank zu Berlin-Brandenburg GmbH

Additional Partners:

Berlin Chamber of Commerce and Industry, Berlin Chamber of Crafts (as members of the Guarantee Committee)

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