Equity Capital – IHK Companies Special Program

Last updated: 14.6.2025
Equity

The IHK Companies Special Program of Kapitalbeteiligungsgesellschaft NRW (KBG) offers equity capital to small and medium-sized IHK companies in North Rhine-Westphalia. It supports businesses in trade, services, industry, and horticulture with future investments, such as digitalization and product innovations, as well as with business succession planning. The funding is provided as a silent partnership to strengthen the equity base.

Who is funded?

This program targets small and medium-sized IHK companies from North Rhine-Westphalia. The funding aims to strengthen their equity base and support them with future investments or business succession planning.

What is funded?

The program supports a variety of investments and projects that contribute to the future viability of companies. These include digitalization measures, product innovations, efficiency improvements, and the financing of company acquisitions.

Type and Scope of Funding

Funding is provided as a silent partnership and offers flexible financing options between

€25,000 and

€200,000, with a term of 10 years and staggered repayment.

Conditions and Requirements

To be eligible, applicants must meet certain legal and economic requirements, including proof of a viable concept and sufficient equity. There are also detailed rules regarding the participation agreement, information obligations, and consent requirements.

Application Procedure

The application for equity capital must be submitted to Kapitalbeteiligungsgesellschaft NRW (KBG) via the responsible Chamber of Industry and Commerce. KBG reviews the application and, if necessary, forwards it to the Bürgschaftsbank.

The legal basis for the Equity Capital – IHK Companies Special Program is formed by the "Guidelines for the Assumption of Participation Guarantees" dated January 1, 2023, which set the framework for the granting of participations and their guarantees.

Similar Programs

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Funding Overview

Funding Status

Funding Status:

Open

Maximum Amount

Maximum Amount:

€200,000

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

North Rhine-Westphalia (Germany)

Sectors

Sectors:

Agriculture and Agribusiness, Consumer Goods Industry, Service Sector, Other

Beneficiaries

Beneficiaries:

Commercial enterprises

Application Type

Application Type:

Single Applicant

Funding Stages

Funding Stages:

Planning, Product Development, Process Optimization, Market Introduction, Commercialization, Implementation, Infrastructure, Experimental Development, Other

Funding Provider

Program Level:

Regional

Funding Body:

Kapitalbeteiligungsgesellschaft NRW mbH (KBG)

Managed By:

Kapitalbeteiligungsgesellschaft NRW mbH (KBG)

Additional Partners:

Chamber of Industry and Commerce (IHK), Bürgschaftsbank (Guarantee Bank), Federal Republic of Germany (Counter-guarantor), State of North Rhine-Westphalia (Counter-guarantor)

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