Best practices on and piloting insurance solutions for climate adaptation in EU regions and communities

Last updated: 16.7.2025
Grant

This program, part of the Horizon Europe Adaptation to Climate Change Mission, focuses on developing and piloting innovative insurance solutions to enhance climate resilience in EU regions and communities. It aims to overcome current limitations in climate-related insurance usage by fostering best practices, improving data sharing, and promoting cutting-edge risk transfer mechanisms. This initiative is crucial for enabling Europe to prepare for unavoidable climate impacts and accelerate its transformation towards a climate-resilient future.

Who is Funded for Climate Adaptation

The program primarily targets EU regions and communities, along with organizations and experts vital for developing and implementing climate adaptation insurance solutions. The goal is to enhance climate resilience by providing innovative financial tools and fostering better understanding and management of climate risks.

What is Funded in Climate Adaptation Solutions

This program funds applied research and experimental development focused on creating and testing novel insurance solutions for climate change adaptation. The scope includes overcoming barriers to insurance uptake, improving data infrastructure, and advancing innovative risk transfer mechanisms.

Type and Scope of Climate Adaptation Funding

This program provides grant funding specifically for Research and Innovation Actions. A significant budget of 3 million EUR was allocated for this topic in 2022, aimed at supporting innovative projects in climate adaptation.

Conditions and Requirements for Climate Adaptation Projects

Applications must adhere to stringent conditions, including specific consortium requirements that mandate collaboration with insurance entities and SSH experts. General conditions relating to admissibility, eligibility, financial capacity, and evaluation processes are detailed in the Horizon Europe Work Programme Annexes.

Application Procedure

The application period for this program has concluded, with the call closing in September 2022. The selection process involved a single-stage submission, and applicants were notified of evaluation results in early 2023.

The program is anchored in the EU's strategic framework for climate adaptation, primarily under Horizon Europe, and is governed by a comprehensive set of legal acts and policy documents that define its scope, eligibility, and operational guidelines.

Similar Programs

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Funding Overview

Funding Status

Funding Status:

Closed

Allocated Budget

Allocated Budget:

3,000,000 €

Deadline

Deadline:

27.09.2022

Award Channel

Award Channel:

Framework Programme Call

Region

Region:

EU regions and communities, Member States/Associated Countries, with a focus on less-developed regions. Projects should pilot solutions in at least three vulnerable regions or communities across different geographical areas.

Sectors

Sectors:

Financial Technology, Green Technology, Research and Development, Environmental and Climate Protection, Other

Application Type

Application Type:

Consortium Required

Funding Stages

Funding Stages:

Applied Research, Experimental Development, Pilot Testing

Funding Provider

Program Level:

European Union

Funding Body:

European Commission

Additional Partners:

Climate Resilience dialogue, European Insurance and Occupational Pensions Authority (EIOPA), Horizon 2020 projects. Consortia must include at least one insurance and/or re-insurance company and involve SSH experts, institutions.

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