Federal and State Counter-Guarantees

Last updated: 15.6.2025
Guarantee

The federal and state counter-guarantee program secures participations of Medium-Sized Investment Companies (MBGen) in medium-sized enterprises. It strengthens corporate financing by minimizing the risks for guarantee banks. This facilitates access to capital for the medium-sized commercial sector in Germany.

Who is funded?

This program targets small and medium-sized enterprises (SMEs) and start-ups in Germany by securing corporate investments through a system of federal and state counter-guarantees. The goal is to facilitate financing for the medium-sized commercial sector.

What is funded?

The program primarily supports corporate investments by Medium-sized Investment Companies (MBGen) in commercial enterprises by providing federal and state counter-guarantees for these investments.

Type and Scope of Funding

This program offers financial support in the form of federal and state guarantees, which secure the guarantees issued by guarantee banks for corporate investments.

Conditions and Requirements

Key conditions include compliance with EU state aid law, especially regarding cumulation rules, and the possibility of combining these guarantees with other funding instruments.

Application Procedure

The application procedure for these counter-guarantees is managed by the Medium-sized Investment Companies (MBGen), who submit the inquiries to the guarantee banks.

The legal basis for this program is based on European state aid law, with specific methods for calculating the aid value approved by the European Commission.

Similar Programs

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Funding Overview

Funding Status

Funding Status:

Open

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Financial Instruments

Region

Region:

Germany

Beneficiaries

Beneficiaries:

Business startups & consolidation, corporate finance

Application Type

Application Type:

Single Applicant

Funding Provider

Program Level:

National

Funding Body:

Federal Government and States

Managed By:

Medium-sized Investment Companies (MBGen)

Additional Partners:

German Guarantee Banks, Association of German Guarantee Banks (VDB)

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