Guarantees from Bürgschaftsbank Mecklenburg-Vorpommern – BMV direkt Open
The "BMV direkt" guarantee from Bürgschaftsbank Mecklenburg-Vorpommern supports companies, startups, and freelancers in Mecklenburg-Vorpommern that lack sufficient loan collateral. This program enables the financing of investments and working capital to secure and increase competitiveness. It is an important instrument for promoting small and medium-sized enterprises in the region.
Who is Funded
The BMV direkt guarantee is aimed at companies, startups, and freelancers with an investment location in Mecklenburg-Vorpommern who cannot offer sufficient collateral for their financing. The goal is to increase or secure their competitiveness and thus support SME promotion.
What is Funded
The BMV direkt program guarantees loans for a variety of projects, including investments, inventory, working capital, and one-off startup costs. It aims to enable the financing of companies and startups that would otherwise not receive a loan due to a lack of collateral.
Type and Scope of Funding
The funding is provided as a default guarantee with a guarantee amount between EUR 25,000 and EUR 2,000,000. The guarantee rate varies depending on the project (70-80%), and maturities can be up to 23 years, especially for construction measures.
Conditions and Requirements
To utilize the BMV direkt guarantee, applicants must meet specific legal and economic requirements, including the SME definition and the investment location in Mecklenburg-Vorpommern. Important conditions also concern the provision of collateral and compliance with information obligations.
Application Process
The application for the BMV direkt guarantee is submitted online via Bürgschaftsbank Mecklenburg-Vorpommern. The house bank plays a central role in transmitting the application and monitoring the loan relationship, while the Bürgschaftsbank checks compliance with the funding conditions.
Legal Basis
The legal basis for the BMV direkt guarantee is formed by the General Guarantee Terms for Loans (ABB-Kredit) of the German Bürgschaftsbanken, which set the framework for granting these default guarantees and particularly consider EU state aid regulations.
Funding Overview
Maximum Amount:
2.000.000 EUR
Deadline:
always open
Open Until:
Ongoing
Award Channel:
Demand Driven Scheme
Region:
Mecklenburg-Vorpommern (Germany)
Funding Stages:
Market Introduction, Scaling, Other
Funding Provider
Program Level: Regional
Funding Body: Bürgschaftsbank Mecklenburg-Vorpommern GmbH (BMV)
Managed By: Bürgschaftsbank Mecklenburg-Vorpommern GmbH (BMV)
Additional Partners: Federal Government, State (as counter-guarantors)