IB.SH Immofix: Real Estate Financing Schleswig-Holstein

This section explains the eligibility for the IB.SH Immofix program. Support is exclusively aimed at private individuals who own and self-occupy a property in Schleswig-Holstein, with the goal of promoting the construction, acquisition, and modernization of residential properties.

This section describes the eligible projects and activities of the IB.SH Immofix program, with a focus on residential properties. The program supports the construction, acquisition, and modernization of properties but explicitly excludes holiday homes and secondary residences.

The IB.SH Immofix program offers loans with various repayment options, including fixed interest periods of 5, 10, or 15 years. The minimum loan amount is 15,000 EUR, and applicants must provide at least 7.5% equity or own contribution for new construction or purchase.

This section outlines the essential conditions for applicants of the IB.SH Immofix program. These include requirements for equity and collateral, as well as special regulations for repayment via building savings contracts. Certain types of properties are also excluded from funding.

The application procedure for the IB.SH Immofix program is straightforward: applications can be submitted directly to Investitionsbank Schleswig-Holstein using the provided forms or via their online tool, IB.SH Finanz@ss.

This section explains the legal basis of the IB.SH Immofix program, which primarily derives from the product information of Investitionsbank Schleswig-Holstein.