IB.SH ImmoFlex

Last updated: 14.6.2025
Loan

The IB.SH ImmoFlex program by Investitionsbank Schleswig-Holstein supports the construction, acquisition, and modernization of owner-occupied properties in Schleswig-Holstein. It offers loans to supplement financing from a co-financing bank and features flexible special repayment options. The goal is to support private individuals in acquiring and designing their own homes.

Who is funded

The IB.SH ImmoFlex program is aimed at private individuals who wish to build, acquire, or modernize a property in Schleswig-Holstein and use it for their own occupancy. It aims to support home construction and housing renovation in the region.

What is funded

The program supports specific measures in the real estate sector. The focus is on the creation and improvement of owner-occupied residential property, with certain types of properties explicitly excluded from funding.

Type and Scope of Funding

The IB.SH ImmoFlex program offers flexible loan financing that complements the overall financing of real estate projects in Schleswig-Holstein. Minimum loan amounts are set, and attractive conditions for repayment are available.

Conditions and Requirements

To receive funding through the IB.SH ImmoFlex program, certain prerequisites and conditions must be met, relating to the property, equity participation, and loan collateral.

Application Process

The application process for the IB.SH ImmoFlex loan is clearly structured and offers both traditional and digital submission methods to facilitate access to funding.

The legal basis of the IB.SH ImmoFlex program is based on the product information of Investitionsbank Schleswig-Holstein, which serves as the main source for program details.

Similar Programs

No similar programs found.

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Funding Overview

Funding Status

Funding Status:

Open

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Schleswig-Holstein (Germany)

Sectors

Sectors:

Construction and Building Materials

Beneficiaries

Beneficiaries:

Private individuals in housing construction and modernization.

Application Type

Application Type:

Single Applicant

Funding Stages

Funding Stages:

Implementation, Infrastructure

Funding Provider

Program Level:

Regional

Funding Body:

Investitionsbank Schleswig-Holstein (IB.SH)

Managed By:

Investitionsbank Schleswig-Holstein (IB.SH)

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