IFB Modernization Loan

Last updated: 14.6.2025
Loan

The IFB Modernization Loan from the Hamburg Investment and Development Bank (IFB Hamburg) supports the modernization of owner-occupied and rented residential properties in Hamburg. It offers loans with fixed conditions for financing construction, renovation, and conversion costs, including acquisition, and is designed for long-term maturities.

Who is funded?

The IFB Modernization Loan is aimed at natural persons in Hamburg who wish to modernize owner-occupied or rented residential properties. The goal is the long-term financing of investment measures to improve living quality and energy efficiency.

What is funded?

The IFB Modernization Loan supports a variety of measures for residential buildings, ranging from maintenance to energy efficiency. This includes not only direct construction costs but also incidental costs and costs for outdoor facilities.

Type and Extent of Funding

The IFB Modernization Loan is offered as a long-term loan with fixed conditions. Up to €100,000 per project can be financed, with flexible terms.

Conditions and Requirements

Specific requirements for applicants apply to the use of the IFB Modernization Loan, as well as conditions regarding cooperation with financial institutions, creditworthiness, and collateral. Careful planning and documentation are crucial.

Application Process

The application for the IFB Modernization Loan is submitted through a financing institution and must be submitted before the start of the measures. Specific documents are required to enable the verification of eligibility and creditworthiness.

The IFB Modernization Loan is based on the Law on the Hamburg Investment and Development Bank and is carried out in coordination with the Ministry of Urban Development and Housing. The guidelines for the loan are publicly accessible and regulate the specific funding conditions.

Similar Programs

No similar programs found.

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Funding Overview

Funding Status

Funding Status:

Open

Maximum Amount

Maximum Amount:

€100,000

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Indirect Management Funding

Region

Region:

Hamburg

Sectors

Sectors:

Construction and Building Materials, Environmental and Climate Protection

Application Type

Application Type:

Single Applicant

Funding Stages

Funding Stages:

Implementation

Funding Provider

Program Level:

Regional

Funding Body:

Hamburg Investment and Development Bank (IFB Hamburg)

Managed By:

Hamburg Investment and Development Bank (IFB Hamburg)

Additional Partners:

Credit institutions

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