Investment Financing Open
This L-Bank program supports commercial businesses and freelancers with investments in rural areas of Baden-Württemberg. It offers interest-subsidized loans to strengthen the regional economic structure and secure jobs. Companies pursuing climate protection goals can also receive a sustainability bonus.
Who is funded?
This funding program targets commercial businesses and freelancers in Baden-Württemberg. The program aims to improve the economic structure and secure and expand jobs in rural areas. Specific geographical criteria for rural areas as well as exclusions for start-ups and companies in difficulty must be observed.
What is funded?
The program promotes investments by commercial businesses and freelancers that contribute to improving the economic structure and securing or expanding jobs in rural regions. Real estate investments for third-party rental to corresponding companies are also eligible. Certain projects and areas are excluded from funding.
Type and Extent of Funding
The funding is provided as an interest-subsidized loan with a financing share of up to 100% of the eligible costs, up to a maximum of 10 million Euros per year and borrower. The program offers various maturity options and an additional sustainability bonus for companies pursuing climate protection goals.
Conditions and Requirements
Applications must generally be submitted through the house bank before the start of the project. There are specific requirements for application and the use of funds. EU state aid rules, particularly the De-minimis Regulation and the General Block Exemption Regulation (GBER), must be observed. Guarantees can be applied for in case of missing collateral. A combination with other funding is generally possible, but with restrictions for the sustainability bonus.
Application Procedure
The application for investment financing is submitted through the house bank, which is the first point of contact for companies. L-Bank decides on the funding. Companies must prove that the funds have been used as contractually agreed.
Legal Basis
The investment financing is based on the information sheet of L-Bank and Landwirtschaftliche Rentenbank. The program is subject to EU state aid law regulations, particularly the General Block Exemption Regulation (GBER) and the General De-minimis Regulation.
Funding Overview
Maximum Amount:
10,000,000 €
Open Until:
30.06.2027
Award Channel:
Demand Driven Scheme
Region:
Baden-Württemberg (municipalities with < 50,000 inhabitants; in the Stuttgart region, municipalities with < 30,000 inhabitants)
Sectors:
Other, Service Sector
Funding Stages:
Implementation, Infrastructure
Funding Provider
Program Level: Regional
Funding Body: L-Bank, Landwirtschaftliche Rentenbank
Managed By: L-Bank, House Banks
Additional Partners: Bürgschaftsbank Baden-Württemberg (Guarantee Bank Baden-Württemberg)
Website: Landeskreditbank Baden-Württemberg – Förderbank (L-Bank)