Investment Loan Sustainable Mobility – Standard Variant

The KfW "Investment Loan Sustainable Mobility – Standard Variant" targets companies, public institutions, and non-profit organizations based in Germany or implementing projects here. The program aims to support ambitious climate protection measures in the transport sector, particularly through investments in climate-friendly vehicles, infrastructure, and sustainable ICT solutions to reduce greenhouse gas emissions.

This program promotes investments in climate-friendly mobility, including a wide range of vehicles and essential infrastructure for land, water, and air transport. It also supports sustainable information and communication communication technologies (ICT) aimed at reducing greenhouse gas emissions in the mobility sector, thus pursuing a comprehensive approach to environmental protection.

The "Investment Loan Sustainable Mobility" is provided as a loan from KfW, covering up to 100% of eligible costs. The maximum loan amount is 50 million Euros per project. Loan terms are flexible, ranging from 5 to 30 years, including grace periods for repayment. Interest rates are based on the capital market and take into account the borrower's creditworthiness and the collateral provided.

Applicants for the Investment Loan Sustainable Mobility must meet specific legal and technical requirements, including compatibility with the KfW exclusion list and compliance with German environmental and social standards. Combination with other funding sources is possible within EU aid limits (De minimis Regulation or GBER). Standard banking collateral must be provided for the loan.

The application process for the "Investment Loan Sustainable Mobility" is carried out through a domestic bank (Hausbank) or another financing partner, who then forwards the application to KfW. Interest rate determination is based on the applicant's creditworthiness and collateral.

The basis of the "Investment Loan Sustainable Mobility" is the KfW leaflet "Investment Loan Sustainable Mobility – Standard Variant" from April 2024. The program's legal legitimacy is supported by a series of EU regulations, including the De minimis Regulation and the General Block Exemption Regulation (GBER), which define the conditions for state aid. Furthermore, the KfW exclusion list and KfW's Paris-aligned Sector Guidelines are decisive.