KfW Promotional Loan for Large SMEs

Last updated: 14.6.2025
Loan

The KfW Promotional Loan for Large SMEs offers interest-subsidized loans to larger medium-sized companies, sole proprietors, and freelancers. It enables the financing of investments and working capital, as well as support for new business formations and company successions. The program is characterized by its financing flexibility and the possibility of use for projects both domestically and abroad.

Who is funded

The KfW Promotional Loan for Large SMEs targets larger medium-sized companies, sole proprietors, and freelancers, both domestically and internationally. The goal is to support them with low-interest financing for startups, successions, and various projects.

What is funded

The KfW Promotional Loan for Large SMEs enables the financing of various commercial projects, including investments, working capital, inventory, as well as company successions and equity participations. Up to 100% of the eligible costs can be covered.

Type and Scope of Funding

The KfW Promotional Loan for Large SMEs is provided as a loan. The maximum loan amount is 25 million Euros per project, with up to 100 percent of eligible costs eligible for financing. Different loan terms and fixed interest periods are available, adapted to the nature of the project.

Terms and Conditions

Applicants must meet the environmental and social standards applicable in the investment country and may not finance certain projects listed on the KfW exclusion list. Applications are submitted via the house bank, and there is generally no legal entitlement to the funding. Standard banking collateral must be provided.

Application Process

The application process for the KfW Promotional Loan for Large SMEs is exclusively carried out through a financing partner (bank or savings bank) of your choice and must be submitted before the start of the project. KfW reviews applications at its discretion.

The KfW Promotional Loan for Large SMEs is based on a specific KfW information sheet. Furthermore, various legal and internal regulations are relevant for the implementation of the program, including the KfW exclusion list and environmental and social legal requirements.

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Funding Overview

Funding Status

Funding Status:

Open

Maximum Amount

Maximum Amount:

25.000.000 €

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Indirect Management Funding

Region

Region:

Germany and internationally (for German companies or their subsidiaries/joint ventures)

Sectors

Sectors:

Other

Beneficiaries

Beneficiaries:

Commercial enterprises, sole proprietors, freelancers

Application Type

Application Type:

Optional Consortium

Funding Stages

Funding Stages:

Planning, Implementation, Commercialization, Scaling

Funding Provider

Program Level:

National

Funding Body:

KfW Banking Group

Managed By:

KfW Banking Group

Additional Partners:

Financing partners (banks and savings banks)

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