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L-Bank Rental Housing Finance – Living & Housing
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Loan
Last updated: 14.6.2025

The L-Bank Rental Housing Finance – Living & Housing program offers interest-subsidized loans for the new construction of rental apartments and daycare centers in Baden-Württemberg. The program supports investors who create housing for young married couples, families with children, or seniors who cannot find suitable housing on the market. It also promotes energy-efficient and low-barrier housing as well as facilities for assisted living.

Who is funded?

This chapter describes which investors and organizations are eligible for L-Bank rental housing financing and which target groups are to be reached with the funded projects. It outlines the geographical scope of the program and its overarching goals.

What is funded?

This section highlights the specific types of projects and thematic priorities that are funded under L-Bank's rental housing finance. It also defines eligible costs and relevant project development phases.

Type and Scope of Funding

This section provides insights into the financial support offered through the program. It explains the type of financial instrument, maximum funding amounts, and details on repayment and interest rate fixation.

Conditions and Requirements

This section outlines the basic rules and specific conditions for applicants and beneficiaries of L-Bank's funding program. Important provisions regarding application, eligibility, and combinability with other financing are explained.

Application Process

This section describes the step-by-step process for applying for rental housing finance with L-Bank, including required documents and information on the submission procedure.

This section deals with the official documents that authorize L-Bank's funding program and regulate its design. It lists the primary guidelines and supplementary legal provisions that determine the program's operation.

#Rental housing finance#L-Bank#Baden-Württemberg#Rental housing construction#Daycare centers#Energy-efficient housing#Low-barrier housing#Assisted living#Loan#Housing companies#Housing cooperatives#Municipalities#Family support#Senior living#GEG#New construction#Housing development

Funding Overview

Maximum Amount

Maximum Amount:

150,000 € per residential unit or 25,000 € per care place

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Baden-Württemberg (Germany)

Sectors

Sectors:

Construction and Building Materials, Renewable Energy, Environmental and Climate Protection, Service Sector, Education and Vocational Training

Funding Stages

Funding Stages:

Implementation, Infrastructure, Planning

Funding Provider

Program Level: Regional

Funding Body: L-Bank

Managed By: L-Bank

Website: L-Bank