Liquidity Loan Open
The L-Bank Liquidity Loan offers interest-subsidized loans to medium-sized businesses and freelancers in Baden-Württemberg to cover their liquidity needs. The program supports working capital financing, consolidations, and business acquisitions, with guarantees also available for collateral if needed. It represents an important financing pillar for strengthening economic performance.
Who is Funded
The L-Bank Liquidity Loan targets medium-sized businesses and freelancers with their registered office, permanent establishment, or branch in Baden-Württemberg who have a liquidity need for business projects. Certain industries and companies in difficulty are excluded from funding.
What is Funded
The program supports a range of business projects to cover liquidity needs, including working capital financing, consolidations, and business acquisitions. The financing covers up to 100% of the eligible costs, with the acquisition of transport vehicles for road freight transport being excluded.
Type and Scope of Funding
Funding is provided in the form of an interest-subsidized loan from L-Bank with flexible terms and a variable interest rate system. Loans from 10,000 Euro up to 5 million Euro are offered, which can cover up to 100% of the eligible costs.
Conditions and Requirements
For the application and implementation of the Liquidity Loan, certain conditions and requirements must be met, including the confirmation of a viable overall concept by the house bank and compliance with German environmental and social standards. Furthermore, EU state aid rules and specific budget provisions must be observed.
Application Process
The application for the Liquidity Loan is submitted through the house bank, which forwards it to L-Bank. The house bank is also responsible for drawing down funds and providing proof of use.
Legal Basis
The legal basis for the Liquidity Loan is the L-Bank information sheet, which is based on the EU Commission's approval for aid and other EU and national provisions.
Funding Overview
Maximum Amount:
5,000,000 €
Deadline:
always open
Open Until:
Ongoing
Award Channel:
Demand Driven Scheme
Region:
Baden-Württemberg (Germany)
Funding Stages:
Process Optimization, Implementation, Commercialization, Planning
Funding Provider
Program Level: Regional
Funding Body: L-Bank
Managed By: L-Bank
Additional Partners: Bürgschaftsbank Baden-Württemberg
Website: Landeskreditbank Baden-Württemberg – Förderbank (L-Bank)