NBeteiligung

The NBeteiligung funding program is aimed at small and medium-sized enterprises (SMEs) in the commercial sector that have their headquarters or a business establishment in Lower Saxony. The goal is to leverage growth potential and create employment, as well as to facilitate business successions. Certain companies, such as those undergoing restructuring or in difficulty, are excluded from funding.

The NBeteiligung program by NBank provides equity capital to finance investments in fixed and current assets during the growth phase, as well as to enable the implementation of innovative and technological ideas and business successions. There is no industry focus.

NBeteiligung offers equity capital in the form of open or silent partnerships. The amount of funding varies depending on the company's age and the presence of a private co-investor, while terms can range from 7 to 12 years.

To be eligible for NBeteiligung, companies must meet certain professional and conceptual requirements and must not be considered restructuring cases. The legal form of the company is also crucial, with certain legal forms being excluded from funding. The possibility of a private co-investor can also influence the funding amount.

The application procedure for NBeteiligung is conducted via the NBank customer portal. Applicants are guided step-by-step through the process and must submit specific documents that demonstrate the project and the company's creditworthiness.

The basis for the NBeteiligung funding program is a specific NBank guideline that defines the framework and objectives of the program. In addition, the regulations of EU Regulation 2021/1058 are relevant, particularly regarding the exclusion criteria for certain companies.