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Funding Guideline for Home Ownership in North Rhine-Westphalia
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Grant
Last updated: 14.6.2025

The state of North Rhine-Westphalia supports private individuals in purchasing owner-occupied residential property. This funding program offers a one-time grant to financially facilitate the acquisition of new and existing properties, as well as undeveloped land.

Who is Funded

This funding program targets private individuals in North Rhine-Westphalia who wish to acquire owner-occupied residential property. The goal is to provide financial support for the purchase of new and existing residential properties, as well as undeveloped land for self-occupation.

What is Funded

Funding is provided for the acquisition of owner-occupied residential property in North Rhine-Westphalia, including new and existing properties as well as undeveloped land. The funding is tied to the payment of real estate transfer tax and self-occupation as the main residence.

Type and Extent of Funding

Financial support is provided in the form of a one-time grant, which is based on a percentage of the purchase price and is limited to a maximum amount.

Conditions and Requirements

To receive funding, applicants must meet certain legal and practical conditions, particularly concerning the acquisition period, self-occupation, and the payment of real estate transfer tax.

Application Procedure

The application procedure is carried out via the NRW.BANK online portal and requires the submission of specific documents, with the funding decision resting with the discretion of the approving authority.

The North Rhine-Westphalia Home Ownership Funding Guideline forms the primary legal basis for this funding program and was issued by circular decree of the Ministry of Finance.

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Funding Overview

Maximum Amount

Maximum Amount:

10.000 €

Open Until

Open Until:

31.12.2026

Award Channel

Award Channel:

Individual Aid

Region

Region:

North Rhine-Westphalia (Germany)

Beneficiaries

Beneficiaries:

Private individuals acquiring owner-occupied residential property

Funding Provider

Program Level: Regional

Funding Body: Ministry of Finance North Rhine-Westphalia

Managed By: NRW.BANK

Website: NRW.BANK