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Funding Guideline Public Housing in North Rhine-Westphalia 2024 – Modernization Funding
Open

Loan
Last updated: 14.6.2025

The state of North Rhine-Westphalia offers loans for the modernization of existing housing. The aim is to promote affordable, barrier-free, and energy-efficient housing for various target groups such as families, students, and people with disabilities. The program supports owners with construction and ancillary construction costs, photovoltaic system installation, and measures for accessibility and living space expansion.

Who is funded?

The public housing funding of the state of North Rhine-Westphalia is aimed at natural and legal persons who are owners or leaseholders of housing and wish to modernize it. The funding aims to maintain and create modern, barrier-free, climate-friendly, and affordable housing throughout North Rhine-Westphalia.

What is funded?

The funding covers modernization measures for existing housing and the creation of new housing through conversion and expansion. The focus is on improving energy efficiency, accessibility, and adapting to contemporary living standards.

Type and Extent of Funding

Funding is primarily provided in the form of loans, supplemented by repayment subsidies which act as grants. The amount of funding varies depending on the type of project, location, and intended use of the housing.

Conditions and Requirements

Specific requirements apply for claiming funding regarding application, financial capacity, compliance with energy standards, and other building law and social aspects.

Application Process

The application process requires early submission before the project begins to the local approval authority, which coordinates the review and credit decision of NRW.BANK.

Public housing funding in North Rhine-Westphalia is based on a specific funding guideline and is regulated by various state and federal laws as well as other guidelines that define the structural, financial, and social aspects of the funding.

#NRW Housing Funding#Housing Modernization#Affordable Housing#Energy Efficiency Residential Buildings#Barrier-Free Living#Owner-Occupied Home Modernization#Rental Housing Modernization#Photovoltaic Installation#Housing Conversion and Expansion#Climate Protection Residential Buildings#Social Housing Provision#Student Dormitory Funding#Accessible Building#NRW.BANK Funding#Neighborhood Development

Funding Overview

Maximum Amount

Maximum Amount:

220,000 €

Deadline

Deadline:

always open

Open Until

Open Until:

Ongoing

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

North Rhine-Westphalia (Germany)

Sectors

Sectors:

Construction and Building Materials, Renewable Energy, Environmental and Climate Protection

Beneficiaries

Beneficiaries:

Housing Construction & Modernization

Funding Stages

Funding Stages:

Planning, Feasibility Study, Implementation, Process Optimization, Product Development

Funding Provider

Program Level: Regional

Funding Body: Ministry of Home Affairs, Municipal Affairs, Building and Digitalization of North Rhine-Westphalia

Managed By: Responsible Housing Office of the City or District Administration, NRW.BANK

Website: Zuständiges Amt für Wohnungswesen