Life in Rural Areas

Last updated: 16.6.2025
Loan

The "Life in Rural Areas" program by Landwirtschaftliche Rentenbank supports investments aimed at improving living and housing conditions, as well as infrastructure in Germany's rural regions. It offers low-interest loans for diverse projects, from rural tourism and housing construction to income diversification, thus serving as a key instrument for promoting rural development.

Who is funded?

The "Life in Rural Areas" program supports a wide range of stakeholders in Germany's rural areas, from small and medium-sized enterprises (SMEs) to municipalities, associations, and private individuals. The goal is the sustainable improvement of living and housing conditions, as well as infrastructure in these areas. Eligibility is tied to the geographic location of the investment in rural areas.

What is funded?

The program supports investments in various areas such as rural infrastructure, tourism, housing, and income diversification. It promotes both tangible assets like machinery and buildings, as well as the acquisition of land. However, certain investments and operating costs are excluded.

Type and Scope of Funding

The "Life in Rural Areas" program offers low-interest loans of up to 10 million Euros per year and borrower, which can cover up to 100% of eligible investment costs. The program's duration is limited until the end of 2030.

Conditions and Requirements

The application requires submission to a house bank before the start of the project and adherence to de minimis aid rules. Special conditions for combining with other funding and for the use of funds must be observed.

Application Process

Applications for "Life in Rural Areas" are submitted indirectly through the house bank or another credit institution. The application must be submitted before the start of the project, and approval is based on a demand-driven approach.

The "Life in Rural Areas" program is based on the program conditions of Landwirtschaftliche Rentenbank from February 7, 2024, and is subject to the EU de minimis regulation as well as other internal guidelines and legal provisions.

Similar Programs

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Funding Overview

Funding Status

Funding Status:

Open

Maximum Amount

Maximum Amount:

10.000.000 €

Deadline

Deadline:

always open

Open Until

Open Until:

31.12.2030

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Germany (cities and municipalities up to 50,000 inhabitants outside of densely populated areas)

Sectors

Sectors:

Agriculture and Agribusiness, Construction and Building Materials, Energy Production and Supply, Water and Waste Management, Transportation and Logistics, Information and Communication Technology, Healthcare, Education and Vocational Training, Consumer Goods Industry, Service Sector, Tourism, Creative Industries, Social Enterprises

Beneficiaries

Beneficiaries:

Regional Development, Rural Development, Infrastructure, Housing, Tourism, Income Diversification

Application Type

Application Type:

Optional Consortium

Funding Stages

Funding Stages:

Implementation, Infrastructure

Funding Provider

Program Level:

National

Funding Body:

Landwirtschaftliche Rentenbank (LR)

Managed By:

Landwirtschaftliche Rentenbank (LR)

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