SAB Working Capital Loan

Last updated: 14.6.2025
Loan

The SAB Working Capital Loan from Sächsische AufbauBank (SAB) offers financial support to agricultural businesses in the Free State of Saxony. It covers the need for essential operating resources such as fertilizers, pesticides, feed, and seeds. The program is characterized by a direct link between loan repayment and area-based agricultural payments, enabling targeted and efficient liquidity assurance.

Who is funded

This program targets agricultural businesses based in the Free State of Saxony that already receive area-based agricultural payments or compensatory allowances. The loan supports their operational requirements and aims to secure liquidity for the purchase of working capital.

What is funded

The SAB Working Capital Loan supports the acquisition of essential operating resources in the agricultural sector. The funding aims to provide agricultural businesses with the necessary resources for their production, without requiring specific innovation or development phases.

Type and Scope of Funding

The SAB Working Capital Loan is provided as a loan. The minimum loan amount is EUR 30,000, with up to 100% of the applied direct payments or 80% of the EAFRD area-based funding being financed. The loan term is limited to a maximum of 15 months.

Conditions and Requirements

To be eligible for the SAB Working Capital Loan, applicants must be agricultural businesses in Saxony and receive specific agricultural payments or compensatory allowances. The repayment of the loan is directly linked to the disbursement of these agricultural payments.

Application Procedure

The application procedure for the SAB Working Capital Loan requires submission before the start of the planned measure. Applications are generally submitted via the applicant's house bank to Sächsische AufbauBank (SAB).

The SAB Working Capital Loan is based on information provided by Sächsische AufbauBank (SAB), as of February 2021. The program also refers to the area-based funding of the European Agricultural Fund for Rural Development (EAFRD).

Similar Programs

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Funding Overview

Funding Status

Funding Status:

Other

Maximum Amount

Maximum Amount:

up to 100% of applied direct payments or 80% of EAFRD area-based funding

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Saxony (Germany)

Sectors

Sectors:

Agriculture and Agribusiness

Beneficiaries

Beneficiaries:

Agriculture, forestry & fishing

Application Type

Application Type:

Single Applicant

Funding Stages

Funding Stages:

Implementation

Funding Provider

Program Level:

Regional

Funding Body:

Sächsische AufbauBank – Development Bank – (SAB)

Managed By:

Sächsische AufbauBank – Development Bank – (SAB)

Additional Partners:

Saxon State Office for Environment, Agriculture and Geology (LfULG) - repayment, house bank - application submission

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