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Startup Funding 80
Open

Loan
Last updated: 16.6.2025

Startup Funding 80 is a funding program by L-Bank in cooperation with KfW, supporting business startups and young companies in Baden-Württemberg. It offers low-interest loans and a mandatory guarantee. Master craftspersons can also receive an additional master's startup bonus to promote their self-employment.

Who is funded?

This L-Bank program supports business founders and young companies in Baden-Württemberg during the first five years of their business activity. It targets commercial enterprises as well as members of liberal professions and also offers special funding for young master craftspersons in the skilled trades.

What is funded?

This section explains the types of projects and costs that can be funded under Startup Funding 80. The focus is on startup, takeover, and consolidation projects, as well as the necessary investments and operating resources associated with them.

Type and Scope of Funding

Startup Funding 80 is provided as a low-interest, long-term loan, supplemented by a mandatory guarantee. In addition, there are special repayment grants for young master craftspersons. This section describes the financial framework, including loan amount, terms, and associated costs.

Conditions and Requirements

For applying and receiving funding, applicants and projects must meet specific legal and operational conditions. This includes requirements for founder qualification, compliance with EU state aid rules, especially the De minimis Regulation, and exclusions for certain projects and companies.

Application Process

The application process for Startup Funding 80 takes place through the applicant's house bank, which forwards the documents to L-Bank. The process includes the timely submission of necessary documents and provides consulting services for founders.

This section describes the legal and regulatory basis that legitimizes the "Startup Funding 80" funding program and governs its implementation, including relevant EU state aid regulations.

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Funding Overview

Maximum Amount

Maximum Amount:

600.000 €

Deadline

Deadline:

always open

Open Until

Open Until:

30.06.2031

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Baden-Württemberg (Germany)

Sectors

Sectors:

Service Sector, Healthcare, Other

Beneficiaries

Beneficiaries:

Business founders, young commercial enterprises, members of liberal professions, young master craftspersons in skilled trades

Funding Stages

Funding Stages:

Market Introduction, Scaling, Planning

Funding Provider

Program Level: Regional

Funding Body: L-Bank, KfW, Ministry of Economic Affairs, Labor and Tourism Baden-Württemberg

Managed By: L-Bank

Additional Partners: Bürgschaftsbank Baden-Württemberg

Website: Landeskreditbank Baden-Württemberg – Förderbank (L-Bank)