Financial Aid for Emergencies Caused by Natural Disasters (Hardship Fund Guidelines – HFR)
The Free State of Bavaria offers financial aid to individuals and institutions who have fallen into an existential emergency due to natural disasters such as earthquakes or floods. The program, based on the Hardship Fund Guidelines (HFR), provides grants or state guarantees to help remediate severe damage to private and business assets, ensuring a swift restoration of living and working capacity.
Who is funded
Financial aid from the Free State of Bavaria is aimed at natural persons, private households, businesses of various sizes and sectors (including agriculture and forestry), as well as associations and social institutions that have, through no fault of their own, fallen into an existential emergency due to natural disasters. The funding is limited to the Free State of Bavaria.
What is funded
The program supports the remediation of severe damages caused by natural disasters, particularly to private buildings, household contents, business assets, and facilities of associations. It covers necessary and urgent expenses for restoration and functionality.
Type and Scope of Funding
Funding is provided as emergency aid (non-repayable grant) or state guarantee, depending on the individual financial situation of the affected party. The amount of the grant depends on the damage incurred and the applicant's financial capacity, with overcompensation being avoided.
Conditions and Requirements
For funding, an uncaused, existential emergency due to a natural disaster in Bavaria is required, with own resources and other aid to be used primarily. Official damage assessment is generally necessary. Special state aid and budgetary regulations also apply.
Application Procedure
The application for financial aid must be submitted in writing or electronically on the official form to the competent authority. Processing is handled as an urgent matter to ensure quick processing. Premature commencement of measures for damage remediation is generally approved.
Legal Basis
The financial aid is based on the Guidelines for a Hardship Fund for the Provision of Financial Aid in Emergencies Caused by Natural Disasters (Hardship Fund Guidelines – HFR) of the Bavarian State Ministry of Finance and for Homeland. It integrates budgetary provisions as well as federal and European legal requirements.
Similar Programs
Funding Overview
Funding Status:
Open
Maximum Amount:
The amount of financial aid is determined by the granting authority at its discretion, taking into account the applicant's individual financial capacity and the extent of the damage. It is based on the necessary eligible expenses for damage remediation. For the replacement of household contents, flat-rate payments of up to €20,000 for single-person households, an additional €10,000 for spouses/life partners, and another €5,000 per additional person in the household can be granted.
Open Until:
Ongoing
Award Channel:
Demand Driven Scheme
Region:
Bavaria (Germany)
Sectors:
Agriculture and Agribusiness, Other
Beneficiaries:
Private households, commercial enterprises, liberal professions, agricultural and forestry enterprises, associations, housing associations, cooperatives, social institutions.
Application Type:
Single Applicant
Funding Stages:
Implementation
Funding Provider
Program Level:
Regional
Funding Body:
Bavarian State Ministry of Finance and for Homeland
Managed By:
Competent District Administrative Authorities Bavaria; Regional Governments (for commercial enterprises and liberal professions)
Additional Partners:
Bavarian State Ministry of the Interior, for Sport and Integration; Bavarian State Ministry of Economic Affairs, Regional Development and Energy; Bavarian State Ministry of Food, Agriculture and Forestry; Bavarian State Ministry for Environment and Consumer Protection; Offices for Food, Agriculture and Forestry; Water Management Offices; Tax Offices
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