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Housing for Students
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Loan
Last updated: 14.6.2025

The Free State of Bavaria supports the creation and maintenance of affordable housing for students and adult apprentices at university locations. Funding is provided in the form of construction loans and also includes initial furnishing to meet the demand for suitable housing.

Who is funded

This program supports the creation and maintenance of affordable housing for students and adult apprentices. Primarily, owners and purchasers of land in Bavaria are eligible to apply. The funding aims to meet the sustainable demand for student housing at university locations.

What is funded

The program supports various construction measures for the creation or modernization of housing for students and apprentices, including initial furnishing. Special emphasis is placed on new construction, conversion, and comprehensive energy-efficient modernization.

Type and Scope of Funding

Funding is provided in the form of state construction loans with variable amounts per residential unit, depending on the occupancy commitment period. There are possibilities for increased loans for certain additional costs.

Conditions and Requirements

The program is subject to strict conditions regarding occupancy, economic viability, and compliance with European state aid rules. Important prerequisites also concern construction execution and the applicant's own contribution.

Application Procedure

The application must be submitted to the responsible district administrative authority before the start of the measure. After examination by the authority and BayernLabo, approval is granted by the State Ministry. Loan disbursements are made in installments based on construction progress.

The funding is based on the Guidelines for the Promotion of Student Housing (StudR 2023) and the Bavarian Housing Promotion Act. In addition, European state aid rules and general budgetary provisions are decisive.

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Funding Overview

Maximum Amount

Maximum Amount:

Up to 75,000 € per residential unit; possibly +20,000 € surcharge

Deadline

Deadline:

always open

Open Until

Open Until:

31.12.2026

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Bavaria (Germany)

Sectors

Sectors:

Construction and Building Materials, Service Sector

Beneficiaries

Beneficiaries:

Students, adult apprentices

Funding Stages

Funding Stages:

Implementation, Infrastructure, Process Optimization, Planning

Funding Provider

Program Level: Regional

Funding Body: Bavarian State Ministry for Housing, Building and Transport

Managed By: Bavarian State Loan Bank (BayernLabo), responsible district administrative authority

Additional Partners: Bavarian Supreme Audit Institution (Audit)

Website: Bayern Portal