IBB Supplementary Loan

The IBB Supplementary Loan is aimed at new and existing customers of Investitionsbank Berlin who require additional financing or restructuring of existing funding in the housing construction and real estate financing sector. The program aims to close financing gaps, enable restructuring, and secure follow-up financing, especially for projects in Berlin.

This loan supports a variety of real estate projects, especially in housing construction in Berlin. It primarily covers the closing of financing gaps, enables restructuring and rescheduling of existing loans, and provides follow-up financing for properties funded by IBB or KfW. The funding is flexibly adaptable to individual financing needs.

The IBB Supplementary Loan is provided as an individual loan offer and can cover up to 100 percent of the financing need. Disbursement is 100% of the committed amount, with a commitment fee incurred for undisbursed amounts. Early repayment is possible under certain conditions.

To receive the IBB Supplementary Loan, applicants must provide standard bank collateral and apply for the loan before the start of the project. The conditions and scope of the collateral are individually determined during the credit negotiation process.

The application for the IBB Supplementary Loan can be submitted online via the IBB customer portal or in writing by mail, with the application to be submitted before the start of the project. The decision on loan approval is based on an object and creditworthiness review, followed by the conclusion of a loan agreement with IBB.

The legal basis of the IBB Supplementary Loan is the "Product Sheet, Status 8/2021", which defines the framework conditions and details of the program. It is the central document that defines the eligibility and specific conditions of this financing product.