Baden-Württemberg Start-up and Growth Financing (GuW-BW)

Last updated: 14.6.2025
Hybrid

Baden-Württemberg Start-up and Growth Financing (GuW-BW) offers interest-subsidized loans to companies and freelancers for financing investments and working capital. The L-Bank program specifically supports business start-ups, consolidations, and acquisitions, and can be extended with the Master Craftsman Start-up Bonus and the Sustainability Bonus. It aims to strengthen Baden-Württemberg's economy and promote sustainable business practices.

Who is Funded?

Baden-Württemberg Start-up and Growth Financing (GuW-BW) targets a wide range of companies and individuals in Baden-Württemberg operating commercially or as freelancers. The goal is to strengthen the regional economy through targeted support for business start-ups, consolidations, acquisitions, and investments.

What is Funded?

Funding through GuW-BW covers a variety of projects that contribute to strengthening and developing businesses. These include investments in tangible and intangible assets as well as the financing of working capital. However, certain projects and costs are excluded from funding.

Type and Scope of Financing

The GuW-BW program offers interest-subsidized loans and can be supplemented by repayment grants and additional interest subsidies. The scope of financing is clearly defined, as are the loan terms and repayment modalities.

Conditions and Requirements

Certain conditions must be met for applying for and utilizing GuW-BW funding. These concern the application itself, as well as the accumulation with other funding instruments and compliance with state aid regulations.

Application Process

The application process for Baden-Württemberg Start-up and Growth Financing (GuW-BW) is conducted through the house bank. It involves submitting specific documents and adhering to certain deadlines for application and fund disbursement. Advisory services are available for support.

Baden-Württemberg Start-up and Growth Financing (GuW-BW) is based on clear legal foundations that define its legitimacy and functionality. These include L-Bank guidelines as well as European state aid regulations that set the framework for granting funding.

Similar Programs

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Funding Overview

Funding Status

Funding Status:

Open

Maximum Amount

Maximum Amount:

5,000,000 €

Deadline

Deadline:

always open

Open Until

Open Until:

30.06.2027

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Baden-Württemberg (Germany)

Sectors

Sectors:

Other

Application Type

Application Type:

Single Applicant

Funding Stages

Funding Stages:

Planning, Market Introduction, Scaling, Commercialization, Process Optimization, Other

Funding Provider

Program Level:

Regional

Funding Body:

L-Bank, Ministry of Economic Affairs, Labor and Tourism Baden-Württemberg, KfW

Managed By:

L-Bank

Additional Partners:

Bürgschaftsbank Baden-Württemberg, House Banks

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