Microloan for the Promotion of Business Start-ups and Successions in Mecklenburg-Vorpommern
The state of Mecklenburg-Vorpommern supports start-ups and business successors with a microloan of up to 25,000 €. This program, co-financed by the European Social Fund Plus (ESF+), targets natural persons who want to establish or consolidate an economically sustainable full-time existence in Mecklenburg-Vorpommern. It offers important financing opportunities during the first three years of business activity.
Who is Funded
The microloan in Mecklenburg-Vorpommern is aimed at natural persons who are planning to start a business, take over a company, or consolidate their business activities within the first three years. The funding aims to support the establishment of economically sustainable full-time existences, with the main residence and the (future) business location having to be in Mecklenburg-Vorpommern.
What is Funded
Funding in Mecklenburg-Vorpommern covers start-up and consolidation projects within the first 36 months of commencing business activity. The microloan serves to close a financing gap, with certain industries and activities explicitly excluded from funding. The goal is to support the marketability of products and services.
Type and Extent of Funding
The microloan in Mecklenburg-Vorpommern is granted as a fixed-amount financing and amounts to a maximum of 25,000 Euros. It is a repayable loan with an interest rate of four percent per year on the outstanding balance and a term of up to six years, including one grace year.
Conditions and Requirements
Specific conditions apply for applying for and receiving the microloan in Mecklenburg-Vorpommern, including proof of commercial and professional qualifications and the submission of a meaningful business concept. The program is subject to the EU's de minimis regulation and requires compliance with ESF+ information and visibility rules.
Application Procedure
The application for the microloan must be submitted in writing and in the prescribed form to the Gesellschaft für Struktur- und Arbeitsmarktentwicklung (GSA) in Schwerin. Approval is granted by the GSA at its discretion and within the framework of available budgetary funds. The loan is disbursed after the grant decision has become final and proof of business activity has been provided.
Legal Basis
The microloan program in Mecklenburg-Vorpommern is based on the Guideline for the Promotion of Business Start-ups and Successions through Microloans, which was issued by administrative regulation of the Ministry of Economy, Infrastructure, Tourism and Labor. Additionally, the program is regulated by relevant EU regulations, the ESF Plus Program 2021–2027 Mecklenburg-Vorpommern, and the State Budget Ordinance.
Similar Programs
Funding Overview
Funding Status:
Open
Maximum Amount:
25.000 €
Deadline:
always open
Open Until:
31.12.2028
Award Channel:
Demand Driven Scheme
Region:
Mecklenburg-Vorpommern (Germany)
Sectors:
Other
Beneficiaries:
Business Start-up & Consolidation
Application Type:
Single Applicant
Funding Stages:
Planning, Market Introduction, Commercialization, Scaling
Funding Provider
Program Level:
Regional
Funding Body:
Ministry for Economy, Infrastructure, Tourism and Labor Mecklenburg-Vorpommern
Managed By:
Gesellschaft für Struktur- und Arbeitsmarktentwicklung (GSA)
Additional Partners:
Chambers of Industry and Commerce, Chambers of Crafts (consultation)