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Housing Promotion Program – Modernization of Rental Housing
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Last updated: 16.6.2025

The Saarland's housing promotion program supports the modernization of rental housing for low-income households and the renovation of owner-occupied residential property. It offers loans and repayment grants for measures to improve usability, save energy, and ensure accessibility. The program aims to sustainably improve living conditions in Saarland.

Who is Funded?

This Saarland program is aimed at natural and legal persons who wish to modernize rental housing for low-income private households, as well as owners who renovate owner-occupied residential property. The funding is geographically limited to Saarland and aims to sustainably improve the living conditions of needy households.

What is Funded?

The funding program supports modernization measures for rental apartments and owner-occupied residential property that lead to a significant improvement in living conditions, save energy, or reduce barriers. Specific structural measures are funded, while mere cosmetic repairs or extensions are excluded.

Type and Scope of Funding

Funding is primarily provided in the form of loans, which can be supplemented by repayment grants. The amount of funding depends on the eligible costs and the type of measure, with maximum amounts set per apartment and a de minimis threshold.

Conditions and Requirements

Specific legal and financial conditions apply to the funding, including income and living space limits, rent and occupancy commitments, and requirements for the applicants' own contribution. Furthermore, EU state aid provisions and cumulation prohibitions must be observed.

Application Procedure

The application procedure requires early submission of complete documents to the Saarländische Investitionskreditbank (SIKB) before construction begins. Applications are processed in the chronological order of receipt, based on the availability of approval frameworks.

The housing promotion program is legitimized by specific administrative regulations of the Ministry of Finance and Europe of Saarland and regulated by a series of other laws and provisions, including EU state aid law, to ensure the purpose-bound and lawful allocation of funds.

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Funding Overview

Maximum Amount

Maximum Amount:

€90,000

Open Until

Open Until:

30.06.2024

Award Channel

Award Channel:

Demand Driven Scheme

Region

Region:

Saarland (Germany)

Sectors

Sectors:

Construction and Building Materials, Environmental and Climate Protection

Beneficiaries

Beneficiaries:

Rental housing for low-income private households, owner-occupied residential property

Funding Stages

Funding Stages:

Implementation, Process Optimization, Infrastructure

Funding Provider

Program Level: Regional

Funding Body: Ministry of Interior, Building and Sport

Managed By: Saarländische Investitionskreditbank AG (SIKB)

Website: Saarländische Investitionskreditbank AG (SIKB)