Housing Promotion Program – Special Program for the Promotion of Housing Creation in Areas with High Housing Demand – Owner-Occupied Residential Property

Saarland's housing promotion program primarily targeted private individuals and households with children living in areas with increased housing demand who required support in creating owner-occupied residential property. The funding was tied to specific income and financial burden limits to ensure that assistance reached those who needed it most.

The program funded measures for the creation and adaptation of owner-occupied residential property in Saarland. This included the construction of new single-family homes or condominiums and their initial acquisition, as well as significant construction measures for the restoration or expansion of living space. Special consideration was given to adaptations for people with disabilities.

Support was primarily provided through interest-reduced loans and could be supplemented for families and households with children by one-time repayment grants. The loan amount was tied to the eligible living area and the total costs, with maximum amounts set per square meter of living space.

To receive housing promotion in Saarland, applicants had to meet certain legal and financial requirements. These included adherence to income limits, ensuring overall financing, and observing commitment periods. Double funding with other state programs was excluded.

The application for funding had to be submitted to Saarländische Investitionskreditbank AG (SIKB) before the start of construction. The repayment grant had to be applied for together with the funding application.

The special program for housing promotion in Saarland was based on the administrative regulation of the Ministry of Finance and Europe and was subject to the provisions of the Housing Promotion Act (WoFG). The relevant regulations were publicly accessible.